Is Financial Planning For You?
Darren Chia AIA FC Financial Consultant
Authorised Representative of AIA Financial Advisers Ptd Ltd (Reg. No 201715016G)
Helping you build and protect your wealth, strategically and efficiently.
Darren Chia began his journey as a financial consultant during his university days. Through conversations with friends and family, he realized that many were unaware of critical gaps in their financial planning.
Since then, he and his team have helped hundreds of individuals, including business owners, bridge the gap between their current financial position and their long-term goals. He developed a flagship asset planning framework that enables people of all ages to achieve financial freedom 5–10 years earlier than expected through a strategic asset allocation process.
Beyond wealth accumulation, Darren strongly believes that estate and legacy planning are essential yet often overlooked aspects of a comprehensive financial strategy. His holistic approach ensures that clients not only grow their wealth but also secure their legacy for future generations.
It all starts with proper planning. The goal isn’t to live forever, but to create something that will.
Darren’s advisory services are primarily tailored for medium to high-net-worth individuals. However, he is always willing to assist anyone seeking guidance in their financial planning. Experience next-level wealth advisory through his personalized consultation process.
To help you take ownership of your wealth and plan your financial life, setting and achieving realistic goals.
To protect what’s precious. Helping you manage your wealth, making sure all your bases are covered.
To live a financially free life, helping you make informed investment decisions, growing your wealth in a way that suits you.
To ensure that you live a life that outlives you, having enough at the end of time.
To ensure that all unnecessary expenses are low, while maximising your cash flow.
To ensure that your assets are passed down to your loved ones, keeping your legacy and loved one protected.
After two years in the industry, Darren Chia realized that as people progress in life, their financial needs grow while their time becomes increasingly limited. Many struggle to find the time to properly educate themselves on managing their wealth and finances. As a result, financial and estate planning often become stressful and overwhelming—people focus on earning more but may not be maximizing what they already have.
At some point, individuals also begin to question whether they are using the right financial strategies to achieve their goals. Concerns arise over overpaying for insurance, mortgage interest, or choosing the right financial vehicles. These challenges are common, and when left unaddressed, they can lead to financial inefficiencies and even family disputes due to inadequate estate planning.
Darren believes that managing wealth should be simple—if a strategy feels overly complicated, it’s probably not the right fit. His approach has helped clients save $5,000 to $20,000 annually on mortgage interest, increase retirement income by 2–3 times, and protect their wealth through comprehensive estate planning. By ensuring assets are distributed legally, orderly, and efficiently, he helps clients achieve financial security and peace of mind.
In just 20 minutes, Darren can help you uncover unoptimized assets and identify opportunities to maximize your retirement income.
At the very least, you’ll gain a clearer understanding of your financial position, empowering you to set smarter financial goals for your future.